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The European Commission adopted the Decision setting up a Financial Services User Group on 20 July 2010 (2010/C 199/02) to ensure proportionate user representation and expertise at all stages of the development of its policy on financial services.

 

FRENCH

Fiche thématique (finance) : La Commission européenne établit un groupe des utilisateurs des services financiers afin de faire une plus grande place aux opinions des utilisateurs dans le processus décisionnel européen

La Commission européenne a adopté la décision établissant un groupe des utilisateurs des services financiers le 20 juillet 2010 (2010/C 199/02) afin d'assurer une représentation proportionnelle des usagers et de profiter de leur point de vue à chaque stade du développement de sa politique envers les services financiers. 

 

GERMAN

Thematischer Bericht (Finanz): Die Europäische Kommission hat eine neue Gruppe für Nutzer von Finanzdienstleistungen (FSUG) eingesetzt, um die Vertretung der Nutzer im EU politischen Entscheidungsführungsprozess sicherzustellen.

Die Europäische Kommission hat in einer Beschluss vom 20. Juli 2010 (2010/C199/02) die Einsetzeung einer Nutzergruppe "Finanzdienstleistungen" angenommen. Diese Gruppe soll einer angemessenen Ver­tretung der Nutzer in allen Phasen der Ausarbeitung der Politik der Kommission im Bereich Finanzdienstleistungen gewährleisten.

ITALIAN

 

Finanza: La Commissione europea ha approvato un Gruppo per gli utenti dei servizi finanziari per rafforzare la loro voce in capitolo nel processo decisionale dell’Unione europea.

Il 20 luglio 2010 la Commissione europea ha adottato la decisione (2010/C 199/02) che prevede un Gruppo per gli utenti dei servizi finanziari al fine di assicurare una rappresentazione degli stessi e considerazione della loro competenza in ogni stadio dello sviluppo della sua politica in materia di servizi finanziari.

 

 

 

 

CHINESE

主题性报告 (金融)：欧盟委员会建立金融服务行业用户团体,强化金融服务使用者在欧盟决策程序中的意见地位

欧盟委员会于2010年7月20日通过了建立一个金融服务业用户团体的决定(2010/C 199/02)，以便在金融服务行业相关政策制订的每一阶段确保使用者的代表比例以及维护其意见建议。

 

 

Translated Summaries

In The Journal of Regulation the summaries’ translation are done by the Editors and not by the authors

ENGLISH

On December 5, 2011, the United States Postal Service, an agency of the federal government, announced that it would close 252 of its mail processing centers by March 2012, thereby ending the expectation for next-day delivery of intra-zone first-class mail and increasing all delivery times by one day, as well as seek legislative approval for a plethora of other service cuts.

FRENCH

Le 5 décembre 2011, La Poste américaine, une agence fédérale, a annoncé qu’elle fermerait 252 de ses centres de courrier d’ici mars 2012 ainsi mettant fin à la livraison J+1 pour le courrier prioritaire intra-zone et rajoutant un jour à la livraison de tout autre pli, et qu’elle demanderait au Congrès l’autorisation d’effectuer des coupures de service plus significatives encore.

ITALIAN

Il 5 dicembre 2011 il servizio postale degli Stati Uniti, agenzia del governo federale, ha annunciato che chiuderà 252 centri di smistamento per la fine del mese di marzo 2012, mettendo fine alla consegna in 24 ore di posta di prima classe aumentando i tempi di consegna di un giorno. L’agenzia ha inoltre richiesto l’autorizzazione del legislatore per altri tagli di servizio.

 

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Other translations forthcoming.

 

In regulatory law, municipalities are very important, as consumers but also as issuers standards. They can do this through contracts but also by unilateral standards such orders.

This power of municipalities is coming to a halt by the decision taken 17 February 2015 by the Supreme Court of the State of Ohio,, State of Ohio ex rel. Jack Morrison Jr., Law Director for City of Munroe Falls, Ohio v. Beck Energy Corp.

Indeed, a municipal law had made provisions for imposing rules on location, drilling and well operations and gas. These provisions were contrary to the law of the State of Ohio.

In its judgment of 17 February 2015, the state Supreme Court considers that this is enough to make the first non-compliant text of the Constitution because it is not possible for a local authority to exercise normative power by contradicting a state standard.

The stakes are certainly legal and lies in the implementation of the hierarchy of norms. But it is also political: in energy, due to the power of the operators, which is most likely not to be captured by the sector? The political power of the state or the political power of municipalities?

As suggested by one of the judges, must be taken into consideration which of the two powers depends most operators in the financing of campaigns.

Factual and determinant consideration, specific element of the US, an element which Kelsen couldn't think .....

Libor is the rate set by the bank statements, anticipating purchases liquidity between them. The Libor rate is the result of self-regulation. On this rate, the financial system leans to fix rates many different financial transactions. However, now many banks are sued by authorities, for manipulation. The banks made false statement or organize a cartel, producing a rate in their favor. From the condemnation of the Barclays 26 June 2012 by the Financial Services Authority (FSA), the commencement of proceedings, the constitution of the Commission to think reform Libor estimated pernicious, banks choose their strategy. Most prefer to cooperate fully in themselves investigation leading home and helping the authorities. This was the case of the Royal Bank of Scotland (RBS). Today it is the case of Société Générale (SocGen).

The European Parliament, which according to the co decision procedure, must vote the text of directive, until the Council of European Ministers doing it, examined the draft of the Directive on Basel III standards on May 14, 2012. On prudential standards, he planned to leave the States free to adopt higher minimum requirements. In addition, it imposed that the bonus paid to the CEO didn't attain a higher price than their fixed compensation.

Just released the book of Sofia Ranchordiàs, Constitutional Sunsets and Experimental Legislation. This  topic is particularly important in regulatory systems where this method is used very often.

As soon as Legislation is case management, it becomes a matter of time, good timing, and efficiency.

Because the figure of the Law has changed its terms should change. The most appropriate law then appears the "experimental law", the "trial law." This ephemeral legislation as regulatory bodies promote, can claim to be part of the future only if it has "successful". Operators must be good students if they want to conserve the Law!footnote-14.

Thus, the law is only a draft and it is its success that allows the standard access to the status that was natural: the Act that applies to the future.

These precarious laws that certains authors and regulatory bodies present as the right model, challenge the constitutional principles, the Constitution itself being the supreme law governing the future.

This book shows the extent to which notions of efficiency, testing, flexibility, can attack the very idea of Parliament Law  and Constitution. It is true that in regulatory systems everything becomes simple regulations, including laws but it is also true that constitutional courts are restive to admit "experimental laws".

Cet ouvrage montre jusqu'à quel point les notions d'efficacité, de test, de flexibilité, peuvent attaquer l'idée même de Loi et de Constitution. Il est vrai qu'en Régulation, tout ne deviendrait que réglementation, y compris la loi et il est vrai que les cours constitutionnelles sont rétives à admettre les "lois expérimentales".